Short answer: in Europe, Regulation (EU) 2021/782, in force since 7 June 2023, entitles you to 25% of the ticket price from 60 minutes of delay and 50% from 120 minutes, on all long-distance trains in the Union. That is a floor, not a ceiling: several operators do better (SNCF refunds 75% beyond 3 hours on TGV Inoui, Eurostar issues a travel voucher, ÖBB compensates from 60 minutes, including on certain regional routes). Beyond 60 minutes of expected delay, you also have the right to abandon the journey and be refunded in full, or to be re-routed as quickly as possible at no extra cost. Claims are filed online, generally within 3 months, and the operator must reply within one month. The 2026 trap remains the same: the separate ticket. Two distinct bookings = no protection at a connection, unless you bought a single through ticket or travelled with an operator offering a connection guarantee.
There is a scene every European traveller has lived through at least once. The night train is running 70 minutes late into Mannheim, the screen shows the connection as "departing on time", and you sprint 400 metres down the platform knowing full well you won't make it. Then comes the decisive moment: wondering whether you're entitled to anything — and if so, who to ask.
The answer exists, and it is written in black and white in a European regulation. The problem is that almost nobody knows it, and the companies don't try very hard to make it visible. This guide sets the record straight for 2026.

1. The common baseline: what Regulation (EU) 2021/782 guarantees
The reference text is Regulation (EU) 2021/782 of the European Parliament and of the Council on rail passengers' rights and obligations. It replaced the former Regulation 1371/2007 and has applied since 7 June 2023 across the 27 Member States, as well as — through agreements — in Switzerland, Norway and the United Kingdom for the relevant services.
Its three pillars in the event of disruption:
Flat-rate compensation
| Delay on arrival | Minimum compensation |
|---|---|
| 60 to 119 minutes | 25% of the ticket price |
| 120 minutes or more | 50% of the ticket price |
Compensation is calculated on the price paid for the leg concerned, not on the whole trip if you bought a return ticket (in that case, half the price is used). The operator may set a minimum threshold of €4 below which it pays nothing.
The choice between refund and re-routing
As soon as the expected delay on arrival exceeds 60 minutes, you have the right to choose, straight away, between:
- a full refund of the ticket (plus a free return to the point of departure if the journey no longer serves any purpose);
- continuing the journey or being re-routed to the final destination, under comparable conditions and at the earliest opportunity — including, if necessary, with another operator or in a higher class at no extra charge.
This is the most useful and least exercised right. If your 8 a.m. TGV is announced with a 1 hr 15 min delay, you can insist on being placed on a competitor's next train, without paying again.
Assistance
Meals and refreshments "in reasonable relation to the waiting time", and accommodation if an overnight stay becomes necessary (with transport to the hotel). In practice, hotel assistance is capped at three nights, and is only due if the train is immobilised or re-routing is impossible the same day.
Worth remembering: the regulation introduces an "exceptional circumstances" clause — severe weather, natural disasters, health crises — which exempts the operator from paying compensation but never from providing assistance or re-routing. A strike by the railway company's own staff, however, is not an exceptional circumstance: it remains compensable.
2. Operator by operator: who does better than the law
The regulation is a minimum. Here is where the main players stand in 2026 — always check the conditions in force at the time of your claim, as they change every year.
SNCF Voyageurs (TGV Inoui, Intercités) applies the "Garantie ponctualité": 25% beyond 30 minutes on certain routes, then a scale rising to 75% beyond 3 hours on TGV Inoui and Intercités. Compensation is paid as a travel voucher by default, but you can request a bank transfer — this is explicitly a right, and many travellers miss it by clicking through too fast.
Ouigo is markedly less generous: the low-cost brand broadly sticks to the regulatory minimum, with no commercial bonus. That's the price of a €19 ticket.
ÖBB (Nightjet, Railjet) is one of Europe's best performers: compensation from 60 minutes, payment available in cash at Austrian ticket offices, and a well-regarded policy of processing Nightjet claims quickly when the booked cabin doesn't match what was promised.
Deutsche Bahn applies the European scale (25%/50%) but adds a valuable feature: the connection guarantee on a single ticket, which lets you, if you miss a train because of an earlier delay, take the next one even with a compulsory-reservation ticket, at no extra cost. For late-night delays (arrival after midnight), DB covers a taxi up to a set limit.
Trenitalia offers, on top of the legal scale, a commercial "bonus" in the form of a credit, more generous than cash compensation but usable only on a future journey. Read carefully: accepting the bonus often means waiving cash compensation.
Eurostar operates under its own regime (Channel Tunnel) and compensates mainly with travel vouchers or loyalty points, on a scale starting at 60 minutes.
Renfe long had the strictest policy in Europe on its AVE services: a full refund beyond a modest delay — a legacy of the historic commercial promise of Spanish high-speed rail. The thresholds have been revised several times; check the conditions of the ticket you bought.
Private operators — Italo, Iryo, WESTbahn, RegioJet, European Sleeper, Trenitalia France — are all subject to the same European regulation. Their difference lies elsewhere: processing speed. Smaller outfits often reply within a few days by email, where the big networks take three to four weeks.
3. The real trap: a missed connection on separate tickets
This is the point that costs European travellers the most, and it has nothing to do with the length of the delay.
The regulation protects the contract of carriage. If you bought a single ticket covering Paris → Munich → Vienna, the operator is responsible end to end: missed connection = free re-routing. If you bought two separate tickets — a Paris–Munich from one company, a Munich–Vienna from another — you have legally made two distinct journeys. The second train owes you nothing: your seat is lost, and you have to buy again.
Three practical workarounds:
- Favour the single through ticket when the price difference is small. A "through ticket" sold by DB, ÖBB or SNCF Connect with an internal connection protects you.
- Rely on the AJC agreement (Agreement on Journey Continuation), signed by around thirty European operators. It allows you, even on separate tickets sold by members of the agreement, to be placed on the next train free of charge if the delay originates with a member. Show your delayed first ticket to the train manager or at the ticket desk and ask explicitly for "AJC".
- Allow 60 minutes of buffer on any international connection with separate tickets, and 90 minutes if it involves a night train or a change of station.
On this point, one good old method remains unbeatable: keeping a paper European rail timetable guide to hand, or a notebook where you jot down the day's fallback trains. When the network goes down, so does the app — and the platform has no wifi.

4. How to claim: the method that works
A rail claim is an administrative file. It succeeds when it is precise, documented and prompt.
Step 1 — Gather the evidence on the platform
Before leaving the station, do three things:
- Photograph the departure board showing the delay or cancellation, with the time visible.
- Ask for a delay certificate from the train manager or the ticket office. In France it's called a "bulletin de retard", in Germany a Fahrgastrechte-Formular, in Italy an attestazione di ritardo. It's the document that unlocks everything.
- Keep the ticket, including the PDF or the QR code. A ticket deleted from the app is a dead claim.
If the delay forces an unplanned overnight stay or the purchase of a new ticket, keep every receipt: hotel bill, taxi fare, second ticket. They form part of the claim for consequential costs when the operator has failed to meet its assistance obligation.
Step 2 — File the claim on time
Every operator has a dedicated online form. Deadlines vary:
| Operator | Indicative deadline to claim |
|---|---|
| SNCF Voyageurs | 60 days after the journey |
| Deutsche Bahn | 1 year |
| ÖBB | 1 year |
| Trenitalia | 12 months |
| Eurostar | 90 days |
When in doubt, claim within 30 days. The regulation requires the operator to reply within one month, and at most three months for complex cases.
Step 3 — Escalate if no answer comes
Silence or an unjustified refusal? Two levels of appeal:
- The sector ombudsman. In France, the Médiateur SNCF, then, for consumer disputes, the European Commission's online dispute resolution (ODR) platform.
- The national enforcement body designated by each State under the regulation. In France it is the DGITM (Direction générale des infrastructures, des transports et des mobilités) that oversees things; in Germany, the Eisenbahn-Bundesamt; in Austria, the apf. These bodies deal with structural failings: they won't refund you directly, but a documented report gets operators moving.
The Centre européen des consommateurs France (ECC-Net network) is a free and remarkably effective intermediary for cross-border disputes, when your operator is established in another EU country.
5. What the regulation doesn't cover — and how to protect yourself
Three blind spots persist, and no claim form will fill them.
The missed appointment. A missed flight, a wedding, a meeting: the regulation compensates only the ticket price, never the knock-on loss. If you're combining train and plane, the recommended safety margin is at least 3 hours before take-off — and cancellation and travel delay insurance covers what the railway does not.
Lost comfort. A seat that turns into standing room, broken air conditioning, a closed bar car: none of that falls under the compensation scale. On a long journey, the only real defence is a practical one. A sleep mask and earplugs transform a night spent waiting in a station, and a memory-foam travel pillow is worth more than a claim that will go nowhere.
Waiting at the station. Two hours on a deserted platform at Frankfurt (Main) Hbf at midnight are not compensable beyond the scale. A high-capacity power bank — essential as soon as the ticket is digital — at least stops the situation turning into an administrative nightmare: no phone, no ticket, no proof, no claim.

6. The habit to adopt before every departure
Three minutes of preparation are worth three hours of claiming:
- Save the ticket as a PDF and store it offline, in addition to the app.
- Note the number of the next train on the same route. That's the number you'll give the train manager to be re-seated.
- Check whether your journey is covered by a single through ticket or by the AJC agreement. The answer is in the retailer's terms of sale.
- Photograph your suitcases and their valuable contents before departure — useful if a bag ends up on the wrong train during an emergency re-routing.
For frequent travellers, a travel wallet with document compartments avoids the classic scenario of the ticket found crumpled at the bottom of a bag three weeks after the claim deadline expired.
In summary
European Regulation 2021/782 makes rail passengers some of the best-protected consumers in Europe — provided they know their rights and exercise them on time. Remember three figures and one phrase: 60 minutes (right to a full refund or re-routing), 25% and 50% (the compensation scale), one month (the reply deadline imposed on the operator). And the phrase: single through ticket. That's what makes the difference between a protected connection and an evening spent buying a full-fare ticket all over again.
Sources: Regulation (EU) 2021/782 of the European Parliament and of the Council; European Commission, "Your passenger rights" portal; operators' general terms and conditions of sale (SNCF Voyageurs, Deutsche Bahn, ÖBB, Trenitalia, Renfe, Eurostar); Centre européen des consommateurs France (ECC-Net).





